2016 No Buy

I started a free trial with You Need a Budget today.

Hate the site, by the way. Hours and I still can’t figure out stuff that should be basic. I need a good budgeting tool and I want something with visuals. Recommend any if you have them.

To the point: After linking all accounts I did finally have a big picture. And that big picture is Not Good.

I don’t live paycheck to paycheck, I live entirely on credit. There are some underlying causes behind that, things that will be addressed entirely in my personal life. But there are things that I can do to help this situation, other than pray for a good tax return.

2016 is going to be my “no buy” year. No clothes, no makeup, no shoes, no books. No alcohol (*gulp*). I should put “prepared coffee” on this list but I am Only Human. There is only so much I can do!

Exceptions: I have a $30 credit at ModCloth I can put towards something, and if I run out of an essential item I’ll need to replace that (like if the washer eats all my black socks again), and I can buy whatever if I need it for a gift (I don’t do a ton of gifting). I only shop at H&M when I have a bag full of stuff to donate to their Conscious campaign for 15% off- I had one right before the new year so it will probably be awhile before I get another, but I think I’d allow that.

If people want to buy me drinks, I can certainly accept them. Oh god can I accept them (send me wine). If someone asks me to bring something to a dinner, I can count that as a gift. If we go to visit my parents I have to buy alcohol or else I end up drinking Franzia that’s been poured into a Sutter Home bottle and JFC I still want my life to be worth living.

So what can I blog about?

Well, Blogging for Books and the library are still viable options for acquiring books. I usually get at least one makeup product for my birthday that I can review but even if I don’t I have an incredible backlog!

I’ve been working on cleaning out, paring down, and getting out of debt- those are potential topics.

I have 3 cats now, who are full of shenanigans.

I hate writing about writing but if I make noteworthy progress it could be a post of two.

Pop culture continues to delight and confound, who knows what 2016 will bring there?

I’m graduating in May and hopefully rising up in the professional world- that should be an experience!

I can do some city reviews- nothing too exotic but I’m visiting for friends and traveling for conferences a couple times this year (another reason to save money) and should encounter some fun things.

Who knows! 2015 was all about gaining my footing, so 2016 is the year I begin the climb.

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I thought I’d let the cat title this one. And by “let” I mean “she walked across the keyboard and I didn’t have a better title in mind so hey, whatevs.”

This is the 2016 resolution/goal post no one asked for. But since I do better when I write things down and I’m generating content for this thing at an embarrassing pace, why not put it here?

  • Graduate in May: I’ll be getting my MLIS in 2016 if it kills me, but if I keep my grades up I can finish in May (technically the graduation date is in June, but classes end in May)
  • Apply for better jobs: I still love my job, but I’m overqualified now and will be extremely overqualified once I have the degree. I’ve already gotten a great start on this one: I did 4 applications over Christmas and have two completed cover letters that just need some reference confirmation before submitting. Hopefully I actually get a new job in 2016, but that’s not something I can control. I can control the application process.
  • Read 12 books: That’s one a month for 2016. Far from my lofty “read 100 books” goal of 2012, 12 books seems really reasonable given that it’s what I managed this past year (barely) as a year-round student.
  • Have at least one short story prepped and ready for submission: While I’ve started work on this one, I haven’t gotten it polished nearly enough. My goal this year is not to get published or even to have multiple submissions. It’s simply to finally put one piece out there. Expect more ambitious goals on this front in 2017!
  • Declutter: We’re moving this year. We don’t know where or exactly when, just that it’s going to be happening. We carried all this stuff up 3 flights of stairs and I don’t want to carry it down. Time to do a deep purge.
  • Eat better/exercise more: No fancy goals here. I don’t have to get it perfect I just have to do better than 2015. The bar is low, folks!
  • Finish a novel draft: Just a draft. No editing, no submitting, just putting enough words on paper to tell a long-form story with a beginning, middle, and end.

And that’s the long of it! Hope everyone has some great goals for this year. I’m ready to completely fuck mine up. Here’s to a glorious 2016